Banks make a lot of money with our – consumers – money through the deposits we make and the loans we take. However, there is a way to do what banks do by using the same banking strategies but for your own benefit through Build Your Own Bank (BYOB) by Exertus. By using leveraging the BYOB strategy, a person can have a plan that puts them in a position to give each dollar two jobs without interrupting compounding interest. Simply put, it’s banking better! You can use this financial strategy for different purposes: College funding, supplemental retirement income, debt elimination, passion projects, etc. In fact, with my own BYOB plan, I was able to utilize the accumulated account value to help take care of the costs of my wedding. I’m looking forward to utilizing my BYOB plan for the future…the possibilities are endless.
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Noel Antonio
BYOB has been a blessing to me and my family. Within the 2 years of having my BYOB, I have paid off $16,000 of my car loan within 7 months, 3 credit card loans, and I used it to pay for my wedding expenses. When I first designed my BYOB with an Exertus BYOB Expert, we took a deep dive into my finances and budgets and found monies that were not being invested effectively. I was saving money in 4 different banks that was just sitting in these accounts not earning any interest or a very small percentage of interest. I jump started my BYOB which made it faster to pay off my debts faster than I could have planned myself, as well as implementing a plan to pay off my mortgage within 10 years instead of 30. The best part about BYOB is the protection of my money and my family. My money still continues to earn guaranteed interest even when I spend it, and if anything were to happen to me because of sickness, disability, or even death, I know my family will be financially ready. These are just 2 of the many benefits BYOB provides me and it has changed my life for the better. That is why I also help families as an Exertus BYOB expert. In 2021, I was one of the top BYOB producers within the company. I believe that every family deserves a chance to plan to pay off their debts faster than their current plan so they can put money back into their own pockets instead of bank institutions. I have helped many families create their own banks with BYOB and I will continue to help many more families.
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Michelle Balala
Using the BYOB solution has enabled me to pay off my $45k truck and still have my money working for me gaining interest
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Maria C.
The BYOB solution is amazing, it allows my Real Estate clients to use the same dollar more than once to invest in homes while having their money gain more than what the banks pay
MB
Maria B.
Using BYOB we will be debt free including all 4 of my mortgages in the next 9 years
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Celio K.
