Exertus Financial Partners & Insurance Agency - Your Financial Freedom Starts Here.

My family has a history of cancer, and so, I needed some type of plan in place to help me in the event I get into a situation like cancer or other medical/disabling event. Traditional Long-term Care (LTC) plans never resonated with me because of the increasing costs and the underlying restrictions and limitations. It wasn’t until I attended a training event that I learned about the X Life Plan by Exertus. The X Life Plan, also known as Living Benefits, gives an individual the power to access a portion of their policy’s death benefit while they’re still living, provided they meet certain specified medical criteria: Critical, Specified Medical Condition, Chronic, and Terminal. I learned that the X Life Plan did not have the restrictions that traditional LTC plans have, which I valued. Today, I have a peace of mind knowing that if I get into a medical or disability situation, I’ll be protected.

NA Noel Antonio

On February 17, 2017 I retired from my full time job. On February 20, 2017 I had a “widow maker” heart attack. The emergency room surgeon and staff saved my life that day. I was unable to work for several months but the bills continued to come due every month. Fortunately, I had purchased a Life Insurance policy years before the heart attack. That policy has a Living Benefits Rider included in the policy. I was able to activate that benefit and receive a portion of my death benefit to pay bills until I was healthy enough to work again. Stress was a major cause of my heart attack and because of the ability to use the Living Benefits Rider of my insurance policy, I did not have the added stress of trying to pay bills while I was recuperating. I recommend everyone purchase a life insurance policy and make sure it contains a Living Benefits Rider.

MH Mike Hendsbee

As we age the risk for catastrophic illness is higher. I have heard and know of a lot of people having cancer, Stroke , Heart attack, and many other illnesses. I am happy I have a plan in place just in case, it is not like I am expecting this to happen, but in case I get sick I know I will have the resources to help me financially if needed.

TO Teo Ortiz

Financial Protection For When You Most Need - XLife By Exertus

XLife is a modern Life Insurance focused on Living Benefits. Protecting families by proving supplemental income in case of chronic or serious illness, disability and in other critical situations that every family will eventually encounter.